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Master Money

This Can Make a $1M Difference in Your Portfolio


What’s Poppin’,

This is Master Money, where we make finances less confusing than a recipe blog with 10 paragraphs before the ingredients.

Here’s what we have on deck today:

📗 Read: This Can Make a $1M Difference in Your Portfolio

🎙️ Listen: How to Master the Skill of Spending With Jen Smith

Two Things We Are Currently Building

Just to keep you in the loop, we’re working on a couple of exciting things that I think you’re going to love:

  1. Money on Autopilot – This is our brand-new course designed to teach you how to fully automate your finances. Imagine spending less time managing money while still staying on track with your goals.
  2. A Personal Finance Community – This will be a game-changer. You’ll get direct access to me every month, plus tons of courses, content, and a chance to connect with like-minded people who are building wealth just like you.

Both are launching in 2025, and I couldn’t be more excited.

We’re also in the early stages of developing some software to help make managing your money even easier. Big things are coming, and I can’t wait to share them with you! Stay tuned!

This Can Make a $1M Difference in Your Portfolio

There are two things I can tell you right now that will boost your returns significantly over the long term.

  1. Invest more every year (duh)
  2. Re-invest your dividends in your Index Funds,

If you are not automatically re-investing dividends you are missing out on an amazing opportunity.

Here is an example:

This chart illustrates the difference dividend reinvestment can make in an S&P 500 index fund, starting with just $10,000 in 1990.

The blue line shows the portfolio value with dividends reinvested, while the orange line represents the value without reinvesting dividends.

The gap is staggering, showing how reinvesting dividends unlocks the power of compounding.

Now let’s crank up the stakes:

This next chart demonstrates what happens when we start with $100,000 instead of $10,000. With dividends reinvested, the portfolio soars to over $2.25 million.

Without reinvestment? It only grows to $850,000.

The best part? It’s effortless.

All you have to do is check a box and let the dividends do the heavy lifting.

So here’s your reminder: If you’re not reinvesting dividends, you could be making a multi-million dollar mistake over the long term. Don’t miss out.

👍 Money Finds

20 Lessons from 20 Years of Managing Money 🧠💰

Explore A Wealth of Commonsense for key insights drawn from two decades of money management. This article provides practical advice and lessons learned to help both new and seasoned investors navigate the complexities of financial planning.

The Lion in Winter: Investment Insights 📜🦁

Delve into J.P. Morgan's comprehensive report "The Lion in Winter," offering detailed analyses and forecasts for various investment sectors. This document is a valuable resource for investors looking to understand market trends and make informed decisions.

Why I Don't Invest in Real Estate 🏠❌

Tomas Pueyo shares personal reasons for choosing not to invest in real estate. This article provides insights into the potential downsides of real estate investments and alternative strategies that might suit different financial goals and risk profiles.

High-Performance Book Club 📚

I get a ton of questions from listeners and readers as to what I am reading. So we decided to let you know via the newsletter. The High-Performance Book Club will be a way to share this. If you want to be Elite in your career, business, or with your wealth, then welcome to the club. If you would like to see our previous picks, you can find them here.

Main Street Millionaire: How to Make Extraordinary Wealth Buying Ordinary Businesses

The Personal Finance Podcast 🎙️

How to Master the Skill of Spending With Jen Smith

What is the Point Of Investing in Non-Retirement Accounts Long Term - Money Q&A

Things to Do Next ⏭️

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  4. If you want to learn our complete system on how to Invest check out our course Index Fund Pro Here!

Master Money

I teach you how to master your money in less than 5 minutes per week. I am the host of The Personal Finance Podcast with 400K downloads monthly and the Founder of Master Money.

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