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This 2-Minute Habit Changed My Financial Life


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⏲️ This 2-Minute Habit Changed My Financial Life

If you’re anything like me, you’ve probably felt the weight of trying to manage money while it feels like the bills are winning the race. It’s exhausting. But let me tell you, there’s one habit—a ridiculously simple one—that helped me get a grip on my finances without making my head spin.

I call it the 2-Minute Drill.

The Problem: Overwhelmed by Spending

When I first started getting serious about my money, I realized one brutal truth: I had no idea where my money was really going. Sure, I knew the big-ticket stuff—rent, utilities, groceries—but all those little expenses? The ones that sneak up on you and leave you wondering why your account is empty? Yeah, I had no clue.

I knew I needed to track my spending. But who has time to sit down every night and itemize receipts like it’s 1995? I didn’t need another chore. I needed a habit—a fast, easy system that wouldn’t derail my life.

Enter: The 2-Minute Drill

Here’s how it works:

  1. Set a timer for 2 minutes. Seriously, that’s all you need.
  2. Open your spending plan or budget app.
  3. Categorize it quickly—this is how you budget in less than 2 minutes.
  4. Done. That’s it.

No spreadsheets. No judgment. Just facts.

Why It Works

This habit gave me two things I desperately needed:

  1. Awareness: I couldn’t fix what I couldn’t see. Once I started tracking my spending, I saw patterns I never noticed before—like the way impulses were draining hundreds every month.
  2. Control: When you check in daily, even for just 2 minutes, you start to feel like you’re back in the driver’s seat. It’s like turning on a light in a dark room—suddenly, everything feels manageable.

The Goal: Spend Less Time on Money

Here’s the kicker: You don’t have to do this forever. The goal isn’t to spend your life tracking every cent. It’s to build awareness and create better habits. Once you’ve nailed that, you’ll find you don’t need to track so closely anymore.

For me, the 2-Minute Drill was the turning point. It helped me stop feeling overwhelmed and start feeling in control. And once you feel in control? That’s when the real progress begins.

Ready to Try It?

Set a timer today. Just two minutes. You might be surprised at what you discover—and how quickly it can change your financial life.

You’ve got this.

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Master Money

I teach you how to master your money in less than 5 minutes per week. I am the host of The Personal Finance Podcast with 400K downloads monthly and the Founder of Master Money.

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