Here’s what we have on deck today:

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📗 Read: The 2024 75-Day Challenge

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🎙️ Listen: The Year End Money Checklist!

Coming January 2nd. Master Your Money Goals.

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As we are finishing this I am so excited to bring this workshop to you! This is going to be a workshop that teaches you how to set and achieve money goals. If you have struggled and failed to accomplish goals, I will guide you step-by-step on exactly how you can achieve any financial goals in 2024!

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The 75 Day Challenge for 2024

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Guess what time it is? Yep, it's our annual 75 Day Challenge! 🎉 Since 2020, we've been rocking this, and 2024 is going to be epic. This isn't just another "new year, new me" thing. It's about getting smart with our cash and loving the process. Let's break it down:

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1. Goals: Write 'Em, Live 'Em

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Scribble down those money goals. Apparently, you're 33% more likely to nail them if they're on paper. But hey, don't just write them and forget them. Make them real with daily reminders.

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Our new workshop Master Your Money Goals will teach you exactly how to do this and achieve goals in 2024.

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2. Dream Big and Plan Bigger

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What's your perfect day look like? Or week? Or month? Dream it up, and let's figure out how to make that hap

pen financially.

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3. Automate to Dominate

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Each week, pick one thing in your finances to automate – savings, bills, debt payments, you name it. It's like setting and forgetting (in a good way).

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4. Budgets = Freedom

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Budgets aren't boring; they're power moves! Go traditional or try the reverse budget where you pay yourself first. Tools like YNAB can help keep things easy-peasy.

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5. Net Worth

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Keep an eye on your net worth with tools like Personal Capital. It's like a fitness tracker, but for your finances!

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6. Read Daily

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Not a big reader? No stress. Just 10 pages of a money book daily can do wonders. Need book ideas? Hit up our newsletter for some top picks.

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7. Sweat & Save

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Here's a secret: staying fit can actually boost your bank balance. More energy, less stress, better decisions. So, let's move it!

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8. Stairway to Wealth

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What's your next big financial step? Saving for an emergency? Paying off debt? Every step counts. Let's climb this together.

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9. Round-Up to Ramp Up

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Use Acorns or something similar to invest your spare change. It's like finding money in your couch cushions, but way cooler.

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So, are you in? Let's make these 75 days count. Time to get your financial life on track.
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P.S. You can get this year's challenge here. 75 Day Money Challenge.pdf (2).pdf​

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Today’s newsletter is brought to you by Empower.

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​Empower is a really helpful free tool for keeping track of your money. It's easy to use, and it helps you see how much money you have and owe. With Empower, you can make smart choices about your finances and reach your money goals.

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I use it every single day and it has changed my energy levels and sleep. Track your Net Worth for Free and use this link. ​

👍 Money Finds

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Economic Outlook: Inflation and Interest Rates 📊📉​
​NPR analyzes the current economic landscape, focusing on the trends of inflation, wage growth, and the response of interest rates. The article discusses the concept of 'disinflation' and explores whether the economy might be heading towards deflation. It also examines the Federal Reserve's role in adjusting interest rates to manage these economic conditions, providing insights into the potential impacts on everyday consumers and businesses.

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Beware of Holiday Season Online Scams 💻⚠️
​Lifehacker highlights the most prevalent online scams during the holiday season. With an increase in digital shopping and charitable giving, cybercriminals are finding new ways to exploit unsuspecting victims. The article offers advice on how to identify and avoid these scams, ensuring a safer online experience during this busy time of the year.

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The Impact of Technology on Tipping Culture 💳💡
​The Atlantic delves into how technology is transforming the culture and expectations around tipping. The adoption of digital payment systems, especially during the pandemic, has led to changes in tipping etiquette and practices. This piece explores the nuances of these shifts, including the psychological factors at play and the broader implications for workers and consumers in the service industry.

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​Clear Thinking by Shane Parrish​

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​The Year End Money Checklist! (Make Sure You do This!)​

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​The 75 Day Challenge for 2024!​

Youtube

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​The Complete Guide to The Chase Sapphire Preferred (26 Incredible Benefits!)​

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